*1.How often does your business experience late payments from clients/customers?(Required.)

Very frequently (more than once a month)

Frequently (once a month)

Occasionally (once every 2-3 months)

Rarely (once every 6 months or longer)

 Never

*2.What emotions or feelings do late payments primarily cause you? (Select all that apply)(Required.)

Stress/anxiety

Frustration

Despair/helplessness

Indifference

Anger

*3.How have late payments affected your personal well-being or daily life? (Select all that apply)(Required.)

Caused mental stress or anxiety

Resulted in sleepless nights

Led me to use personal funds to supplement business cash flow

Affected my relationships with family or friends

Caused me to consider closing or downsizing my business

None of the above

*4.To deal with the cash flow gaps caused by late payments, which actions have you taken? (Select all that apply)(Required.)

Taken out a business loan or line of credit

Used personal funds or savings

Delayed paying my own salary

Delayed investments in business growth or improvement

Other

*5.Do you feel that late payments have hindered the growth potential or overall health of your business?(Required.)

Strongly agree

Agree

Neither agree nor disagree

Disagree

Strongly disagree

*6.Where are you based in the UK?(Required.)